U.S. Bank
Choose your cashback adventure—earn up to 5% in categories that matter most, with zero annual fee
Why Cardholders Love It
2% on everyday spend picks
No annual fee, ever
Custom 5% cash back categories
Visa Signature extras
Maximize Rewards on Your Schedule
The U.S. Bank Cash card lets you choose the categories that match your real life—no gimmicks, no rigid rules. That means you can earn 5% on what matters most: groceries, gas, streaming services, or home improvement—the choice is yours each quarter.
You control your rewards, allowing smarter cash back compared to fixed-category cards. And when you select a stable 2% category—such as restaurants or utilities—you gain consistent extra earnings on regular expenses. With flexibility as its superpower, this card adapts to your spending year-round.
Apply U.S. Bank Cash Visa Signature Now
How to apply
Smart Perks Without the Premium Price
Visa Signature benefits elevate your everyday experiences—whether it’s extended warranties, travel assistance, or roadside help. These features, often reserved for high-end cards, come without a fee attached.
Plus, the likely $200 welcome bonus after meeting the introductory spend is a solid bonus. Coupled with no annual fee, this card offers premium value without monthly cost—making it ideal for people building credit or managing budgets.
The U.S. Bank gives you control, choice, and premium perks—without an annual fee.
Customize Your Cashback, No Fees Attached
Customize U.S. Bank Credit Card without Fees Attached
Apply for Cash Now