How to Apply for the Preferred Cash Rewards Visa Signature Credit Card

Earn simple, unlimited 1.5% cash back on all your purchases—no annual fee, no fuss, with premium Visa Signature perks.

Advantages at a Glance

Flat 1.5% cash back on everything

Zero annual fee forever

Travel and purchase protections included

Robust online and mobile account management

Hassle-Free Cash Back Rewards


The Preferred Cash Rewards Visa Signature Card makes earning cash back effortless. Unlike cards that require you to remember rotating categories or enroll in bonus programs, this card offers a straightforward 1.5% back on all purchases.

Whether you’re paying for groceries, gas, or utilities, your rewards accumulate automatically. Plus, there is no cap or expiration date on your cash back, making it a reliable companion for everyday spending.

Apply Preferred Cash Rewards Now

How to Apply

Digital Tools and Credit Building Made Easy


Managing your finances is simpler with Bank of America’s digital tools. From mobile app payments to real-time rewards tracking, you stay in control wherever you go. Additionally, responsible use of this card supports credit-building efforts, reporting timely payments to all three major credit bureaus.

You also benefit from Visa Signature perks usually reserved for premium cards, including extended warranties and travel assistance.

Earn Cash Back with Confidence

Get flat-rate rewards, no annual fee, and premium benefits—all in one card.

Apply Today – It’s Easy