How to Apply for Secured Chime Credit Builder Visa
Build your credit the smart way—no fees, no interest, no credit check. Just real results with the Chime Credit Builder Visa
Top 4 Reasons to Apply Today
No credit check required to apply
Zero annual fees or interest
Reports to all 3 credit bureaus
Mobile-first design with instant access
For those new to credit or recovering from setbacks, the Chime Credit Builder Visa offers a refreshing, no-risk way to make financial progress.
Because you only spend what you move into your secured account, there’s zero chance of going into debt. Each on-time payment gets reported to all three credit bureaus, helping raise your score steadily. With no hidden fees, interest, or late charges, it’s one of the safest ways to build credit responsibly.
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How to Apply Modern Tools for a Mobile Financial Lifestyle
One major advantage of the Chime Credit Builder card is its seamless integration with Chime’s mobile app. You can activate your virtual card, manage limits, move money, and monitor your credit—all from your phone.
The app also includes real-time alerts, spending summaries, and credit score updates. Whether you're managing your finances from the couch or the road, Chime keeps you in control every step of the way.
Take Control of Your Credit Journey
The Chime Credit Builder Visa helps you build credit without debt, fees, or stress—right from your phone
Apply for Chime Credit Builder