How to Apply Discover it Cash Back Credit Card

Earn Big. Pay Zero Fees. Double Your Cashback in Year One with Discover it Cash Back!

Why Discover Card Wins

5% Cash Back in Popular Categories

Smart Digital Tools & Credit Tracking

Unlimited Cashback Match First Year

No Annual Fee – Ever

Cashback That Adapts to Your Life


The Discover it Cash Back card earns you 5% on everyday purchases in rotating categories like groceries, gas, restaurants, and online shopping—when activated. This means your card rewards you where you’re already spending.

And for every other purchase? You still earn 1% back with Discover it Cash Back. No hoops, no gimmicks. These categories change each quarter, so there’s always a new way to save. And with Discover’s Cashback Match at the end of your first year, all those small wins add up to something big.

Apply Discover it Cash Back Now

Smart Tools for Building Better Credit


The Discover it Cash Back isn’t just about rewards—it’s also one of the best tools for improving your credit profile. With features like free access to your FICO Score and automatic reporting to all three major credit bureaus, this card gives you transparency and growth potential.

And because it comes with no annual fee, you can keep it open long-term—which helps your credit age and utilization rate. Add the mobile alerts, spending summaries, and instant freeze options, and you’ve got a card that makes managing your credit both smart and simple.

Double Your Cash Back — Zero Fees Required

The Discover it® Cash Back Credit Card rewards you for everyday purchases and helps you build credit, all with no annual fee and unmatched first-year bonuses.

Apply for Discover it Now