How to Apply for Bank of America Customized Cash Rewards Credit Card

Earn personalized cashback on what matters most—with no annual fee and a $200 welcome bonus to jumpstart your rewards.

Top Advantages of the Bank of America Customized Cash Rewards Card

Flexible 3% cashback categories

Consistent 2% cashback on groceries

$200 bonus for new cardholders

No annual fee forever

Maximize Your Cashback with Monthly Customization


One of the biggest draws of the Bank of America Customized Cash Rewards Card is its unique ability to let you pick your 3% cashback category every month. This means your rewards always align with your spending habits and priorities, offering unmatched flexibility.

Whether you’re filling up on gas, dining out, or shopping online, choosing your cashback category allows you to earn the most where it counts. The Bank of America mobile app lets you switch categories and track rewards effortlessly, so you stay in control of your finances.

Apply for Bank of America Customized Cash Rewards Now

How to Apply

The Value of No Annual Fees Combined with Strong Rewards


Many credit cards charge annual fees that eat into the value of the rewards earned. The Customized Cash Rewards card eliminates this concern entirely.


Enjoy all the perks without worrying about fees diminishing your cashback earnings. New cardholders receive $200 after spending $1,000 in the first 90 days, a fantastic incentive to make the most of your new card from day one.

Start Earning Cashback Your Way

The Bank of America Customized Cash Rewards Credit Card offers flexible rewards and no annual fees—perfect for everyday spending.

Apply Now