How to Apply for Banana Republic Rewards Mastercard Step-by-Step Guide
Shop smart, earn faster — unlock stylish savings and flexible rewards with every swipe.
Top Reasons to Apply Today
5X Points on Brand Purchases
No Annual Fee Ever
Early Access to Promotions
Birthday & Bonus Point Offers
Everyday Shopping, Everyday Rewards
Retail lovers rejoice — the Banana Republic Rewards Mastercard transforms everyday spending into points you can actually use. Whether you're shopping for essentials, grabbing a quick coffee, or picking up groceries, you're still earning.
While the 5X points are limited to the Gap Inc. family, 1X points on all other spending means no transaction goes unrewarded. Use your card for gas, food, and more.
Points turn into reward certificates for any Gap Inc. store, making it easier than ever to stretch your budget with savings you can see. And because there's no minimum redemption threshold, you’re always close to your next reward.
Apply Banana Republic Rewards Now
How to Apply
Build Credit with Style
For new credit users or those rebuilding, the Banana Republic Mastercard offers a reliable path to improvement while delivering tangible perks.
With on-time payments and responsible usage, this card is reported to major credit bureaus. That means your smart spending can actively help grow your credit profile over time.
Unlike beginner cards that offer no perks, this one delivers rewards from day one. That makes it an excellent stepping stone for anyone looking to boost their credit with a bit of flair.
Your Wallet Deserves More
Earn rewards on fashion, food, and fuel while building credit with zero annual fees.
Apply Today – It’s Easy