Apply for The Owners Rewards Card by M1 Step-by-Step Guide

Apply today and start earning smarter with every purchase!

Why Choose the M1 Owners Card?

Up to 10% cashback on brands you own

No annual fee on the card itself

Rewards auto-invested into your M1 portfolio

Premium metal card design

Get Paid to Invest with Every Swipe


The Owners Rewards Card by M1 flips the script on traditional credit rewards. Instead of points or one-time bonuses, this card lets you earn real cashback that feeds directly into your M1 investment portfolio.

Every eligible purchase helps you grow your wealth. If you shop at companies you already own stock in, your cashback rate could soar up to 10% — a feature rarely offered by other cards.

Set it and forget it. Your rewards are automatically allocated to your chosen investments, turning passive spending into active growth.

This card makes it easier than ever to turn routine purchases into long-term financial gains.

Apply The Owners Rewards Card by M1 Now

How to Apply

Modern Financial Tools for Smarter Living

The M1 card experience goes beyond just swiping. Its mobile-first approach makes it a great fit for anyone who prefers managing money from their phone.

The M1 app gives you a complete dashboard where you can monitor spending, view rewards, track investments, and even borrow money if needed. It’s a truly all-in-one financial ecosystem.

The app is easy to navigate, the metal card is sleek, and the integration between spending and investing is seamless. It’s designed for people who value simplicity without sacrificing performance.

This is one of the best credit cards for digital-native users looking to simplify and strengthen their financial routines.

Make Your Money Work Harder

With The Owners Rewards Card by M1, you earn up to 10% cashback and automatically grow your investments with every swipe.

Apply Now