The Blue Cash Everyday Credit Card makes earning rewards effortless by focusing on the categories you already spend in: groceries, gas, and online shopping. That’s a triple win for most American households.
With 3% cash back in these areas (up to $6,000 annually per category), you can see meaningful returns throughout the year. And when you combine that with the $200 welcome bonus, this card offers some of the best first-year value in its class. Even better? No annual fee means you keep every penny you earn.
Financial Flexibility for New and Growing Credit Users
For people with limited credit history or those rebuilding, the Blue Cash Everyday® Credit Card is a safe, value-packed choice. It doesn’t demand perfection to get approved, and the rewards structure encourages responsible, consistent use.
American Express also gives you tools to stay on track—like real-time alerts, mobile payments, and spending breakdowns. And with zero annual fees, it’s easier to keep your card open long-term, supporting your credit utilization and account age.
Start Saving on What Matters Most
Earn 3% cash back on the purchases you make every day—groceries, gas, and online shopping—all with no annual fee.