How to Apply for Delta SkyMiles Platinum American Express Card Online: A Step-by-Step Guide

Delta SkyMiles Platinum American Express is made for someone who frequently finds themselves at an airport gate or dreams of racking up rewards for your everyday purchases, could be your ticket to better travel perks. For frequent flyers, business owners, or even young adults building credit, this card offers real-world value — and getting started online is easier than you think.

Whether you’re rebuilding your credit, planning your next getaway, or just want to enjoy airline status faster, this guide walks you through how to apply for the Delta SkyMiles Platinum Card online and why it could be the perfect financial co-pilot.

What Is the Delta SkyMiles Platinum American Express Card?

The Delta SkyMiles Platinum American Express Card is a co-branded travel rewards credit card issued by American Express in partnership with Delta Air Lines. It’s designed to help cardholders earn SkyMiles faster, enjoy travel perks, and progress toward Medallion Status.

This card is best suited for frequent Delta flyers, business travelers, and even credit-builders looking for long-term value. It carries a $250 annual fee, but offers exclusive features that can significantly offset the cost when used strategically.

Flight-Worthy Features You’ll Love

The Delta SkyMiles Platinum Card delivers standout advantages that can easily enhance your travel and financial journey.

Earn Miles on Everyday and Travel Spending

Cardholders earn 3X miles on Delta purchases and hotels (booked directly through the provider), 2X miles at restaurants and U.S. supermarkets, and 1X on all other eligible purchases.

First Checked Bag Free

You and up to eight travel companions on the same reservation get your first checked bag free on Delta flights. That alone could save you up to $60 per person per round trip.

MQD Headstart + Status Boost

Each year, you receive a Medallion Qualification Dollar (MQD) Headstart of $2,500 — helping you get closer to Medallion Status with Delta faster. Plus, spend-based Status Boost options make it easier to level up your travel benefits.

Companion Certificate

Each year upon renewal, you’ll receive a domestic main cabin round-trip companion certificate, a value-packed perk that often covers more than the card’s annual fee.

Global Entry or TSA Pre✓ Credit

You’ll be reimbursed up to $100 every four years for Global Entry or up to $85 every 4.5 years for TSA Pre✓ when you use your card to pay the application fee.

These features make it one of the best travel-focused cards for people with fair to good credit who want to unlock real value from their daily purchases.

Potential Downsides to Consider

While this card offers premium benefits, it’s important to understand the drawbacks. The $250 annual fee may not be ideal for infrequent travelers or people who don’t often fly Delta. Additionally, it lacks a 0% intro APR offer, so it’s best for those who plan to pay off their balance each month.

Credit score requirements can also be higher than for basic cards. A FICO score of 670 or above is typically recommended for approval.

Step-by-Step: How to Apply for the Delta SkyMiles Platinum Card Online

Applying for this card is quick and can be done entirely online through American Express. Here’s how to do it:

1. Go to the Official American Express Website: Visit americanexpress.com and hover over “Cards” on the top menu.
2. Navigate to Delta Credit Cards: Under the list of card categories, click on “Travel Rewards Cards” and scroll until you find Delta co-branded options.
3. Select the Platinum Option: Click on “Delta SkyMiles Platinum American Express Card” to view its full details.
4. Click “Apply Now”: Once you’ve reviewed the features, click the blue “Apply Now” button to begin your application.
5. Complete the Application: Fill out your personal information, income details, and employment info. Agree to the terms and submit.

After you submit your application, most users receive an instant decision. If approved, your card will arrive by mail within 7-10 business days.

Who Should Get This Card?

If you’re a frequent Delta traveler, this card can pay for itself through the first checked bag, companion pass, and fast-track to elite status. Business owners who travel for work will also benefit from its elevated earning rates. Even young professionals and mid-tier credit holders can use it to build rewards and credit history while enjoying travel perks.

FAQs

What credit score is needed?

A score of at least 670 is recommended for approval.

Is there an annual fee?

Yes, the card has a $250 annual fee.

Does it offer lounge access?

No, but you can pay a discounted rate to access Delta Sky Club lounges.

Are there foreign transaction fees?
No, the card charges no foreign transaction fees.

Why It’s Worth Applying Today

In this guide, we broke down the value of the Delta SkyMiles Platinum American Express Card, from priority perks to earning miles on everyday purchases.

We also cover tools for building credit in our article “How to Apply for Secured Chime Credit Builder Visa Credit Card“ — perfect if you’re not quite ready for a travel rewards card just yet.

To discover even more great cards for your needs, visit our homepage at nswShop.com, where we cover everything from beginner cards to high-tier rewards options.

Hugo