How to Apply for Choice Privileges Select Mastercard Easily

Looking for a rewards credit card that actually works in your favor? Whether you’re starting your credit journey, trying to rebuild it, or simply want perks without paying high annual fees, the Choice Privileges Select Mastercard may be your perfect match. 

Better than most alternatives when it comes to hotel rewards, this card makes travel more accessible and affordable.

What Exactly Is the Choice Privileges Select Mastercard?

Issued by Wells Fargo, the Choice Privileges Select Mastercard is a travel rewards credit card connected to the Choice Hotels loyalty program. It lets cardholders earn points on everyday purchases and redeem them for free hotel stays, gift cards, and more. 

Designed especially for U.S.-based individuals who stay at Choice Hotels or want to earn travel benefits without spending a fortune, this card is ideal for young adults, frequent road trippers, or even small business owners who travel regionally.

Why It Stands Out: Perks That Matter Most

This card comes loaded with appealing features designed to provide real-world value from day one.

5X Points on Choice Hotel Stays

Cardholders earn 5 points per $1 spent at participating Choice Hotels, letting you stack up rewards quickly if you travel often.

3X Points on Everyday Essentials

Earn 3 points per $1 at gas stations, grocery stores, and on home improvement purchases—perfect for daily expenses.

Automatic Elite Gold Status

You’ll automatically receive Elite Gold Status with Choice Privileges, unlocking perks like early check-in, late checkout, and exclusive member rates.

No Foreign Transaction Fees

Use your card overseas without worrying about extra charges—ideal for international trips or online purchases.

Annual Bonus Points

Each year, receive 30,000 bonus points after meeting a spending threshold—more than enough for multiple free nights.

These benefits make it one of the best cards for people with low credit scores who still want access to meaningful perks.

Things to Be Aware Of

While the Choice Privileges Select Mastercard offers many valuable features, there are a few considerations. It carries an $95 annual fee, which may be a hurdle for some. Also, rewards are most beneficial when used within the Choice Hotels network, limiting redemption options if you’re loyal to another brand. Additionally, the value of points may vary depending on your chosen redemption.

How to Apply: A Straightforward Process

Getting started with this card is simple and streamlined. Follow these easy steps to apply today:

1. Go to the Official Wells Fargo Website: Start by visiting the Choice Privileges Select Mastercard credit card homepage.
2. Find the Choice Privileges Select Mastercard: Navigate through the travel or rewards cards section to locate the Choice Privileges option.
3. Click “Apply Now”: This will take you directly to the secure online application.
4. Complete the Application Form: Fill in your personal, employment, and financial details accurately to avoid delays.
5. Review and Submit: Check the terms and conditions, then submit your application.

After submission, you may receive instant approval. If not, Wells Fargo typically notifies you of their decision within 7–10 business days.

Who Will Benefit the Most?

This card is best for people who regularly stay at Choice Hotels or want to start earning travel rewards without needing perfect credit. Whether you’re a student, a family road-tripper, or a small business traveler, the rewards align with practical, everyday spending. 

FAQs

What credit score is recommended?

Good credit (typically 670 or higher) increases your approval chances.

Does the card charge foreign transaction fees?

No, there are no fees on international purchases.

How much is the annual fee?

$95 annually, but benefits can easily outweigh the cost.

Are there limits on points earning?
No, there’s no cap on how many Choice Privileges points you can earn.

A Smart Pick for Savvy Travelers

The Choice Privileges Select Mastercard is a straightforward, reward-heavy option that’s ideal for U.S. users who love to travel and save money. Its benefits are practical, especially if you frequently book Choice Hotels, and it’s user-friendly enough for credit-builders to get started.

For reliable travel rewards and simple earning opportunities, this card stands out. Apply today by visiting Wells Fargo’s official site and start turning your everyday purchases into hotel stays and lifestyle upgrades.

f you’re considering multiple travel cards, be sure to read our review titled “How to Apply for Bank of America Premium Rewards Elite Card” for another premium option.

Want to explore more card reviews and application tips? Head over to our homepage at nswShop.com for detailed guides on all kinds of credit cards.

Hugo